I went to meet Phula Dei, a member of Maa Tarini JLG (Joint Liability Group) in Bhuvaneshwar, on 31st of October, 2014. She lives in Rental colony of Behrera Basti with five children and works as a domestic help. Her husband is no more and she is the main breadwinner in the family. Her family income is around Rs 20,000 per month. Phula Dei had taken a loan of Rs 15,000 almost six months back from Milaap for funding the education of her daughter Sasmita. The loan amount was used for paying the various educational expenses such as admission fees, tuition fees and other related expenses. She had a very good experience with Milaap and the field partner, Mahashakti Foundation and is quite happy with the loan.