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About WSDS

WSDS-initiate (Weaker Section Development Society - initiate), established in 1989 in north-eastern India, provides need-based, affordable financial services to empower marginalized women in the region. WSDS-initiate provides loans to these women for enterprise development and other productive needs. Its loan-delivery is flexible and tailored to suit borrowers by market segment, location, and activities. Milaap partners with WSDS-initiate to provide affordable enterprise development loans to these women entrepreneurs, so they can earn more and provide their children a better future. Milaap loans also allow these women to buy solar lighting and increase productivity past sunset with a clean, cheap light source.

Total amount disbursed


Loans given


Repayment rate

100 %

Loans from this partner


? Financial Rating
Capital adequacy ratio (?) 1
Scale of operations (?) 2
Operating efficiency (?) 1
Milaap's share in overall FP portfolio (?) 3
PAR >30 in FP portfolio (?) 2
Overall 2
? Social Impact Rating
% of woman borrowers (?) 5
Average yearly household income (?) 3
No. of lenders who have given > INR 1 Crore (?) 4
% of first-time borrowers (?) 5
Financial inclusion (?) 5
Overall 4