Milaap provides a global crowdfunding platform for interest-free lending. Milaap Social Ventures Pte Ltd and its subsidiaries do not originate or collect loans in India; that function is carried out by a partnering non-profit working with other non-profit micro-finance institutions and NBFC-MFIs at the grassroots. The partnering non-profit is authorised to bring overseas loan funds into India under the Reserve Bank of India’s External Commercial Borrowings (ECB) framework.
Lenders should see these loans as an engaging and innovative form of giving, without any financial expectation whatsoever. They should also note that Milaap loans are philanthropic and high-risk: you may lose some or all of your principal, defaults can occur, and any currency-exchange losses are your responsibility.
To know more please read the Milaap Lending Terms.
Purpose : To purchase seeds, fertilizers, pesticides etc for paddy, mustard, jute and vegetables cultivation
Tumpa, a 38-year-old married woman from Kishanganj, Bihar, lives with a family of four. Her husband cultivates paddy, mustard, jute, and vegetables on their farmland, earning a modest income by selling the produce in local markets. However, their current earnings are not enough to ensure long-term financial stability for their family. To improve their livelihood, Tumpa and her husband have decided to expand into large scale cultivation of paddy, mustard, jute, and vegetables. To support this plan, Tumpa, along with her friend seeki... Read more
Purpose : To purchase seeds, fertilizers, pesticides etc for paddy, mustard, jute and vegetables cultivation
Subhadra is a 26-year-old married woman from Cooch Bihar, West Bengal, living with her family of three. Her husband cultivates paddy, mustard, jute, and vegetables on their farmland and earns a modest income by selling the produce in local markets. However, their current earnings are insufficient to provide long-term financial security for the family. To enhance their livelihood, Subhadra and her husband plan to expand their farming activities by increasing the scale of cultivation of paddy, mustard, jute, and vegetables. In suppor... Read more
Purpose : To grow the paddy business by increasing inventory
Mithu, a 44-year-old married woman from North 24 Parganas district, West Bengal, supports her family through her husband’s paddy-selling business, their sole source of income. Her husband buys paddy from local farmers and sells it in the market. His dedication to quality and experience have earned him a solid reputation and satisfied customers. To expand their business, Mithu and her village friends have applied for a group loan of INR 90,000 from WeGorw, a field partner of Milaap. She plans to use her share of the loan to increase... Read more
Purpose : To expand her paddy business by increasing inventory
Resma, a 40-year-old married woman from North 24 Parganas district in West Bengal, supports her family's livelihood through her husband's paddy trading business, which is their primary source of income. Her husband purchases paddy from local farmers and sells it in the market. Through his experience, commitment to quality, and reliable service, he has built a strong reputation and earned the trust of his customers. To expand the business, Resma and her friend have applied for a group loan of INR 120,000 from WeGrow, a field partner... Read more
Purpose : To expand her fish-selling business
Harani, a 55-year-old married woman from North 24 Parganas, West Bengal, lives with a family of two. She leads a group of three hardworking women from her locality, both striving to grow their small businesses. Together, they are seeking a loan of INR 110,000 from WeGrow, a field partner of Milaap. Harani earns her livelihood by selling fish in the local market. Despite a modest household income of INR 16,000 per month, her business has potential. She maintains the quality of her stock and stores any unsold fish in a freezer to sel... Read more
Purpose : To purchase seeds, fertilizers, pesticides etc for paddy, mustard, jute and vegetables cultivation
Mampi is a 30-year-old married woman from Jalpaiguri, West Bengal, living with her family of four. Her husband cultivates paddy, mustard, jute, and vegetables on their farmland and earns a modest income by selling the produce in local markets. However, their current earnings are insufficient to provide long-term financial security for the family. To enhance their livelihood, Mampi and her husband plan to expand their farming activities by increasing the scale of cultivation of paddy, mustard, jute, and vegetables. In support of thi... Read more
Purpose : To expand her fruit business by purchasing more seasonal fruits
Fatema, a 31-year-old married woman from North 24 Parganas district in West Bengal, runs a small fruit-selling business. She sells a variety of fruits like papaya, apples, bananas, oranges, mango, grapes, and more in her local area. With a household of three members and a monthly income of INR 23,000, Fatema works hard to support her family. She now wishes to expand her business independently to increase her income and improve her family’s living standards. To achieve this, she is seeking a loan of INR 120,000 from WeGrow, a field ... Read more
Purpose : To expand her clothing business.
Mamoni is a 34-year-old married woman from North24Parganas, West Bengal, who supports her family by running a small clothing business. She sells a wide range of ready-made garments, including kurtis, churidar sets, T-shirts, trousers, sarees, and other women’s apparel. Her family consists of four members, and their total monthly household income is approximately INR 25,000. To supplement her family’s income and meet the growing demand from customers, Mamoni aspires to expand her business by increasing her inventory. She plans to in... Read more
Purpose : To purchase seeds, fertilizers, pesticides etc for paddy, mustard, jute and vegetables cultivation
Zahana, a 55-year-old married woman from Kishanganj, Bihar, lives with a family of five. Her husband cultivates paddy, mustard, jute, and vegetables on their farmland, earning a modest income by selling the produce in local markets. However, their current earnings are not enough to ensure long-term financial stability for their family. To improve their livelihood, Zahana and her husband have decided to expand into large scale cultivation of paddy, mustard, jute, and vegetables. To support this plan, Zahana, along with her friends s... Read more
Purpose : To expand tea stall by adding more snacks and supplies
Sukma, a 31-year-old woman from a small village in Katihar district, Bihar, runs a tea stall alongside her husband. Together, they work diligently to provide for their family and support their children education. Their stall, known for its variety of teas, earns about INR 19,000 per month. In addition to tea, they serve biscuits, cakes, and other snacks, attracting travelers seeking refreshment, especially during the busy morning and evening hours. To expand their menu and increase their earnings, Sukma along with her friends, is s... Read more