I purnasatish raised fund for my self, in 2009 I taken loan from bank for completion of education I started repayment by doing job from 2012 I payed upto 1.6lakhs from total of 3.2lakhs, at year 2013 my mother expried and at year 2014 my father expired, with that I take up to Led my home which only me and my sister living. By that I not payed loan amount on time due to lack of amount, now it's showing total of 9lakhs with interest,  I worked as site civil engineer even companies not paid salary on time and unproper by that I started borrowing from my friends there help me alot, even those its been difficult so please help to survey from loans