Due to 2 months lockdown and not much demand  my small manufacturing business is on verge of closure. I don't have any source of employment and fortunately my factory gives employment to 10 workers.  The money I will receive help me sustain my business as  I will continue to pay my employees, the rent , EMI and keep my business going.  My factory is not eligible for the government scheme of providing assistance to MSME as my current borrowing from bank is not 25 Cr. Pay via UPI or paytm .