I'm Dharmveer Kumar, 30. I belong to a lower middle class family from a village of Bihar and working as an accountant in a private company in Delhi, India. There are six persons in my family me, a 14 months old my son, my Wife (housewife), my old age grandmother, mother and father all are living in village except me and all depend on me.
Due to eventual unforeseen events and Covid-19, me and my family had to deal with unprecedented financial circumstances presently I am totally cracked financially and unable to fulfill even basic requirement of household needs and medicine too. We are at the verge of suicide right now, due to a debt of total about 14.5 lakhs INR taken as loan from individual money lenders, bank, relatives and friend circle out of which, 5.5 lakhs INR is required immediately to deal with these lenders. On top of this, I also have bank loans of total 7.25 lakhs INR, EMIs are deducted from my salary, which is already reduced because of salary cuts due to Covid-19 and presently I am totally depend on my friends, relatives and credit cards for my daily household and medicine expenses.
My monthly expenditure is tow times more than my income due to paying EMIs so I am unable to manage now financially. I’ve no properties and any other valuable things also to sale or for taking secure loan so this is the last ray of hope for me, I'm thus desperately in need of financial help.
I kindly request you to help, or help this reach someone who can help.