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YVU Microfin

About YVU Microfin

Youth Volunteers’ Union (YVU) is primarily a social service non-profit operating in north-eastern India since 1972. Powered by young men and women volunteers, it undertakes programs, such as agriculture development, watershed programs, lift irrigation projects, and environment and social issues awareness creation among local communities. YVU started its microfinance operation called YVU Microfin in 1996 to drive self-sustainability and greater ownership of these programs by communities. YVU Microfin provides impoverished locals with credit to develop and build their own microenterprises and uplift themselves. Milaap has partnered with YVU to finance this enterprise development and progress among underprivileged communities in Assam.

Total amount disbursed


Loans given


Repayment rate

90 %

Loans from this partner


? Financial Rating
Operating efficiency (?) 1
PAR >30 in FP portfolio (?) 3
Milaap's share in overall FP portfolio (?) 5
Capital adequacy ratio (?) 5
Scale of operations (?) 1
Overall 3
? Social Impact Rating
Financial inclusion (?) 5
% of first-time borrowers (?) 5
Average yearly household income (?) 3
No. of lenders who have given > INR 1 Crore (?) 4
% of woman borrowers (?) 5
Overall 4