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About Prayas

Prayas is a voluntary development organization working to unite and empower socio-economically deprived people. It empowers them by creating access to financial services, and driving awareness of rights and duties. As a primary strategy, Prayas helps build community-based local organizations that promote long-term sustainability. It facilitates capacity building activities, natural resource management projects, a micro-finance program, and livelihood activities. Prayas arranges its technical and financial support through partnership with non-profit organizations and the government. Milaap partners with Prayas to provide enterprise development loans to aspiring and industrious rural women entrepreneurs in Gujarat.

Total amount disbursed


Loans given


Repayment rate

100 %

Loans from this partner

Mumtajben Daud Luhar and Group
Vasantben Mukeshbhai karotra
Jashuben Khodabhai Mundhava
Kanchanben Sureshbhai Galiya


? Financial Rating
Scale of operations (?) 2
Operating efficiency (?) 5
PAR >30 in FP portfolio (?) 2
Capital adequacy ratio (?) 1
Milaap's share in overall FP portfolio (?) 2
Overall 2
? Social Impact Rating
% of woman borrowers (?) 5
No. of lenders who have given > INR 1 Crore (?) 5
Average yearly household income (?) 2
% of first-time borrowers (?) 5
Financial inclusion (?) 5
Overall 4