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About ICF

Industree Crafts Foundation (ICF) is a fair-trade certified, social enterprise that connects artisans with the urban market. ICF has a network of thousands of artisans across India, to whom it provides end-to-end integration that includes: training, raw-material sourcing, product design, and marketing their products at fair-trade prices through 'Mother Earth', its chain of retail stores. Milaap provides women with loans to enroll for artisan training courses with any of ICF’s Self Help Group (SHGs). After their training, these women artisans can take Milaap loans to buy machinery and raw materials, and start making products. They can also avail of Milaap loans to scale up production.

Total amount disbursed


Loans given


Repayment rate

97 %

Loans from this partner


? Financial Rating
Milaap's share in overall FP portfolio (?) 5
Scale of operations (?) 1
Capital adequacy ratio (?) 3
Operating efficiency (?) 1
PAR >30 in FP portfolio (?) 5
Overall 3
? Social Impact Rating
Financial inclusion (?) 4
% of first-time borrowers (?) 5
No. of lenders who have given > INR 1 Crore (?) 5
% of woman borrowers (?) 4
Average yearly household income (?) 3
Overall 4