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CDOT

About CDOT

Run by an experienced team of experts from the finance and social development sectors, the Center for Development Orientation & Training (CDOT) serves underprivileged families in districts across Bihar and Uttar Pradesh in northern India. A partner in the Prime Minister’s financial inclusion program, it especially empowers low-income women and their families through services like micro finance and insurance, pension schemes, water and sanitation, livelihood and skill development, and renewable solar energy. Milaap’s partnership with CDOT helps remote rural families to access renewable energy solar lamps. This helps them extend their working hours and lets their children study past sunset, free from the risks and expenses of kerosene lamps or wood torches.

Total amount disbursed

Rs.2,720,584

Loans given

547

Repayment rate

83 %

Loans from this partner


Ratings

? Financial Rating
Operating efficiency (?) 1
Scale of operations (?) 1
Milaap's share in overall FP portfolio (?) 4
Capital adequacy ratio (?) 4
PAR >30 in FP portfolio (?) 2
Overall 2
? Social Impact Rating
% of first-time borrowers (?) 3
Average yearly household income (?) 4
No. of lenders who have given > INR 1 Crore (?) 3
% of woman borrowers (?) 5
Financial inclusion (?) 5
Overall 4