My mom is going thru Dialysis twice a week and she is feeling breathless every other day so doctor says we need to admit her but no money and her medical bills and dialysis expenses and blood test everything goes to 60000 and my Dad is also gone under brain surgery of cranioplasty and craniothomy since 2016 so we need to keep a caretaker as well so the monthly bills are too much and we hve taken lots of loan for their medical bills and so now we are completely broke as our debt to income ratio is too much.