HELP MY 1ST BUSINESS | Milaap
HELP MY 1ST BUSINESS
  • RS

    Created by

    Rahul Sahu
  • R

    This fundraiser will benefit

    Rahul

    from Raipur, Chhattisgarh

Hellow Good Morning Everyone. My name is Rahul from Chhattisgarh  I'm 25 years old & I'm running a shop. I had lost around 5 lakhs, Due to covid-19, there was a lockdown for three months.Six months my shop is closed.

After six months I open but I have to face a lot of losses in my business. last 2 years onwards I am facing financial problems due to running my family affected by Covid. Please help me with 6 lakhs for my business. So I request you to please help me. I earn money but I could not do anything for my family.

Utilize of Funds:
For Payment to Creditor = 3,75,000

For Payment of Pending Expenses = 56,000

For Operation of My Shop = 1,50,000

For Buying Raw Material = 50,000

Total = 6,31,000


Please come forward to support my cause. Any contribution will be of immense help. Do contribute and share this campaign link with your friends and family. Please suppport at least any small amount of, Thats very important becasue to meet all small Amount complete my Requirement.


 ^^MY BUSINESS STORY^^

I Started My Business with very small amount Just 30,000 INR. I hire a shop which already Running with only 1 Product Recharge. They shop was already run i got many profit like goodwill, furniture and counter Trusted regular customer. i said my situation to my shop owner, they also support me and don't take any Advance for rent. I arranged eveything important thing for opening shop and just Launched my shop at 28-10-2021.

Before Opening my Shop I worked at Vivo Exclusive shworoom. I worketd here 2 year, after this a have resigned my job for opening my shop. After resigning the shop i went Hyderbaad  mobile market for learning sales and managing of a shop.Where i got to accesaries wholsaler and joined their work. i did went there to Local Retailer for Taking order and Payment. I learned here 3 month. After this I came back at my home Bhatapara. After coming I withdraw my PF Amount which are 31000 INR. I Take Loan of 40,000 from m friend @ 2% monthly. Before Taking the loan from my friend i went 4-5 Bank for taking loan for starting my businesse. Every bank rejected and they said that ''we did not give loan for opening a business we provide loan for Running Business'' . I also tried for Pradhan Mantri Mudra Yojna but Central Bank's Officier said that this financial year our Target has completed ( i tried in september october 2021) we could not provide this you will come in after march april. I went in May 2022 than the same officier told me that i  My job trasfer have completd now i dont have a power of branch manager hence i can not apporve your PMMY loan apllication  and new branch manager took time 7-8 month. Before this time not posssible of this. Than i stopped this PMMY process.


When I discuss about my business at home my parent were sugges that dont start a business join job. They were giving example of some relatives who failed in business. My Parent Not Support me but they were against me for my business.

I also asked many friends for financial help for my intial business to my 30-40 friend, but I only got help from 5 friends of small amount.

I got 4 time to my shop Owner than 4th time i got succeed. Before this i went there for taking some time for opening my shop and inform them that dont give this shop to[ any other because i my Descision is finally Yes.

Finally I open My shop''SHRI BALAJI MOBILE AND CHOICE CENTER'' in starting my shop running very well. After some time i started CMS work with Fino Payment Bank. This is field work. When i went for Cash Collecting for CMS work i need to close my shop because i only for all work. I was not hire any employee still now. But there i need employee for my shop operation and i will do CMS filed work.

For this CMS Work I need Bank Ac which Deposit Machine, i Opened Bank Ac at Axis Bank. I aslo have acin HDFC Bank, i use my axis ac very less. the bank charged me aproxe 46,500 as Consolidated Chareges in last 7 month. There is very Big Loss for me.

My Shop Product....
(1) Mobile Accesaries
(2) Mobile Repairing
(3) Old mobile sale and purchase
(4) new mobile sale ( we took New mobile from Distributor immedietly when cusotmer order  we donot  invest their money)
(5) AEPS Aadhar Card se paise nikalna.
(6) Money Transfer
(7) Ticket Booking
(8) Biomatric Device Sale
(9) New Bank Account Open
(10) Keypad Handsets sale
all work related to mobile and choice center Done by us.

Shop Monthly Expense.....
(1) Rent :- 8000
(2) Staff Payment :- 6000
(4) EMI IDFC :- 4568
(6) Petro[ling Expenses :-1500
Total = 20,000
I manage my acounting in Copy, Still I have used tally accounting becuase its very complexy. So I share which i have information.


Shop STatement
(1) Assets = 2,55,000
(2) Stock = 1,30,000
(3) Debtor = 80,000
(4) Creditor =  3,75,000

VERIFICATION.....
I have Shared here some Document for Your Verification that we are geniune...
(1) Aadhar Card
(2) Shop Licence
(3) Shop Rent Agreement
(4) Fino Payment Bank BC Certificate
(5) Shop and Self Address
(6) Shop and Self Social Media Link.


I humbly request to you all please help and support me to overcome my bad situation. Please Donate as you possible amount. If I Dont achive my requirment amount than i have only  one  last option where my Nominee get insurance amount. Becuase Paying to Creditor its very urgent because they creditor are Local Trader where i borrowed @ 3% monthly Interest.

THANK YOU SO MUCH TO ALL 

Read More

Know someone in need of funds? Refer to us
support