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We are a mission driven company changing the way people fund and impact communities in need. Every day, we connect hundreds of hardworking borrowers looking to start a small business, pay for education, install better facilities in their households, and more – with people around the world willing to lend and rally their friends and family with as little as Rs. 500 ($25)

Article on Milaap's philosophy

Why do we do it?

Milaap (which means 'connecting people' in Hindi & Urdu) was initiated in June 2010, by three passionate young entrepreneurs who had a single vision – to change people’s concept of giving and make it a personal, transparent and sustainable process. The end borrowers are the deserving, working poor of India – students, small businesses, families - who need a small amount of capital to get ahead and change their lives for the better.

What Milaap does is to provide a platform to express our support and encouragement for one another that go beyond the financial transactions. 

We look to inspire you to do the most and create a lasting impact, the way you have always wanted to.

How do we do it?

We partner with proven, credible grass-root level organizations (called ‘Field Partners’) to identify deserving borrowers, the amount of financial assistance they need and the purpose. Our network of volunteers work with field partners to edit and review the loan profiles.

We are then able to link them to people across the world who are willing to fund them.

Read more in our How it works section

100% of your funds go to the end borrower, and you have the ability to transparently track repayments and the impact created.

How are we funded ?

Milaap does not take any cut from the funds you lend on Milaap. Instead, Milaap charges its field partners a 5% fee for the funds raised.

This allows us to cover a fraction of our costs and work towards achieving self-sustainability. Till we achieve scale and reach a point where this fee is enough to cover our costs, we raise investment from individuals and institutions who believe in and share our vision.

First Light Ventures, Jayesh Parekh, Jungle Ventures, Lionrock Capital, Rajiv Madhok, Toivo Annus, Unitus Seed Fund and Vijay Shekar Sharma are our investors.

We are incredibly thankful for the support that has enabled us to grow and impact as many lives as possible.