Sivalakshmi and her group started their food products business two years ago, in 2015. The group produces and sells masala and millet powder. They sell about 5 kg and earn Rs. 400 per person, which is an extremely meager amount to cover the expenses of the family. They use tumblers for measurement so the exact quantity sold is not always clear. Their earnings do not even cover their loan installments. Upon asking her why her business is not doing well, Sivalakshmi states that the group members have not been keeping well or that their products are not being made available in stores. She believes that the business will gradually pick up in the future. As her husband is a driver and does not earn much, she thought it was practical to use part of the loan money to pay the school fees for her boys. It is noted that even though part of the money was used elsewhere, Sivalakshmi regularly paid her loan installments..