I met Santoshi Posa on 17th January in her village Mahavir Basti in Baramunda sub urban area of Bhubaneshwar. She has been doing tailoring work in the locality she resides. The woman sitting on the left in the picture is Santoshi. She is a member of Khush JLG and has been associated with the microfinance institution for the last 5 to 6 years. She had received the education loan from Milaap for funding the school education of her daughter Barsharani. She said that she had a very positive experience in dealing with Milaap field partner and expressed her gratitude to Milaap. With the help of the loan she has been able to enroll her daughter in school which has ensured that her daughter’s education doesn’t get hampered due to financial constriction. On being asked what if they would have approached the bank for financial help, she said that the villager don’t have the land right where there houses have been built though they have been staying in the village for last 25 years. Without land ownership, it would have been very difficult to get through the formalities of the banks. Santoshi expects to avail the Milaap loan facilities in future as well if the necessity arises.