"Invest in skills, not doles."
Your loans will help unemployed youth get trained and secure jobs across a range of vocations (Hospitality, IT/ES, Accounting, Nursing, Welding, Retail etc). We also provide capital to skill artisans, weavers and set up their own businesses.
"People say Truth will set you free. We believe Education will."
We fund education of deserving children from underprivileged families and communities. We also fund infrastructure needs of schools serving poor families. These include building/renovating classrooms, libraries, labs, furniture and equipment (benches, computers)
"We live in a world where there are more cell phones than toilets."
600 million Indians defecate in the open every day, with women and girls vulnerable to sexual assault. Your loans will fund construction of household toilets and restrooms in schools, bringing in safety and dignity.
"Imagine spending 15% of your income for access to water."
Women spend many hours walking to fetch water, while children often fall sick with water-borne diseases such as diarrhea and cholera. Your loans will help us fund water connections at homes and install purification plants in villages.
"Invest in trade, not aid."
95% of micro businesses in India don't have access to capital they require. Your loans will fund micro-entrepreneurs, predominantly women, engaged in various income generating activities. Every small business you fund, on an average, generates 5 new jobs and improves their income by 15-25% annually.
"A kerosene lamp to study by and firewood for cooking."
450 million Indians live in darkness with little or no access to electricity. Your loans will help us bring solar lights and smokeless stoves which are safer, cleaner and cheaper, thereby improving the living standards of villagers.
"Lend to people in need of urgent help"
The rural population is often left with no option but to either rely on government-run clinics, or borrow money when medical emergencies occur. Your loans will help us fund people in need of urgent healthcare.
"65% of Indian agricultural households cannot make ends meet."
Milaap’s approach addresses the root-causes of debt and poverty that limit farmers from improving their yields. Limited access to low-interest loans for covering costs of agricultural inputs, such as seeds, water, fertilizers, etc., leaves most farming families entrenched in debt cycles. We help farmers stay out of this crippling debt by providing them affordable loans to invest in timely measures for better yields.