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Hi everyone! I am Pradip Shinde 24-year-old, residing at. Jalna Maharashtra India. Currently, I am working in a private bank, before joining this bank had given Education Loan (Rs. 378000) (ROI – 12.05%) (5 years) to me for a complete a one-year training program from one of an institute which is tied up with the bank. I have completed the training and join the bank in October 2017, But after joining bank I found that there is very little margin to grow my career & the work they have assigned me which I am not able to handle but the same has to do me because they have given me Education Loan and I can't leave the bank due to loan liability. After joining the bank I have realized that I have not made for this job or this job is not for me, I can’t move forward in my life with this job. Due to this job, I am deeply depressed. Even I can't sleep well at night. At the time of joining the bank, I was not aware of these things because I was just 21 years old at that time & I needed money for my family.
In my family, I have a younger brother, Father & Mother. My father is a farmer and we have only 4 acres of land, as said I from Jalna Maharashtra where is drought from last 3 to 4 years. Despite flood in rest of Maharashtra still no rain in Jalna Maharashtra.
My salary is around Rs. 26,500 per month. I am having the obligation of Rs. 15,561 (Per Month) for EMI of my Education Loan & Personal Loan (Rs.9494+ Rs.6167) respectively. I had taken a personal loan of Rs. 280,000 in January 2019 for my father treatment & other family expenses.
As I am posted away from my home I have to pay for room rent, mess, traveling, and other expenses. Also, I need to give some amount of money for my family because they don't have any recurring income source. At mid of every month, my pocket was empty.
I want to continue my education & do something new. But my family condition not allowing for that. I can’t leave the job because of the loan liability.
This fund will be used for repayment of my both loan. (Rs.600000).
Guys if you help I will do something that I want to do. If you have not helped me this job will ruin my future.
In my family, I have a younger brother, Father & Mother. My father is a farmer and we have only 4 acres of land, as said I from Jalna Maharashtra where is drought from last 3 to 4 years. Despite flood in rest of Maharashtra still no rain in Jalna Maharashtra.
My salary is around Rs. 26,500 per month. I am having the obligation of Rs. 15,561 (Per Month) for EMI of my Education Loan & Personal Loan (Rs.9494+ Rs.6167) respectively. I had taken a personal loan of Rs. 280,000 in January 2019 for my father treatment & other family expenses.
As I am posted away from my home I have to pay for room rent, mess, traveling, and other expenses. Also, I need to give some amount of money for my family because they don't have any recurring income source. At mid of every month, my pocket was empty.
I want to continue my education & do something new. But my family condition not allowing for that. I can’t leave the job because of the loan liability.
This fund will be used for repayment of my both loan. (Rs.600000).
Guys if you help I will do something that I want to do. If you have not helped me this job will ruin my future.
