We are running a Small Business unit with 14 employees. But due to the COVID-19 lockdown, we couldn't do any business for 3 months. 

The minimum amount required to pay employee salary, loans, expenses, etc comes to more than Rs 4 lakhs in a month.

 We are badly struck for the past 3 months for meeting our expenses (mainly salary for 14 families). Not sure when the business will become normal in the coming months.