I will not take much of your time in explaining my situation. Due to some extenuating circumstances, I was forced to take out a loan in 2018. My dad needed an urgent operation as he needed to have a heart transplant. I somehow managed to get 27 lakhs for the operation by putting my mom's property for sale along with the loan. The surgery was a success and my dad has been doing as well as we could have hoped for.
I had been making payments for the loan without any issues all this while but unfortunately, I was in an accident last November and had to be off work for about 3 months. Since it was a back injury and I worked in an IT firm, I couldn't continue working sitting in front of a computer all day long. As such, the bills and the payments continued to rise and I have been playing catch up ever since. I did manage to find a job but it didn't pay well and unfortunately, was something I could no longer continue due to the ongoing lockdown and the death of the travel industry (I was a travel agent).
I recently received a notice from my bank that after repeated failures of making the payments, they have no other option but to give me a grace period. After that, if the complete loan is not cleared, I would be forced to have a legal dispute.
I know that I don't have any right to ask strangers for money. It is yours and you have the right to use it however you wish. This is me, at my last ropes, trying to keep me and my family away from the doors of jail and on the footpath. Even if I survive this ordeal, they won't. So, please offer me anything you can spare so that I can get out of this mess. I really do hope everyone would be able to pitch in and help me and my family in this time of need.
Thank you for reading through what me and my family have been through. I also do hope you all get out of the virus situation unharmed.