Why I took private loans and Why I am resorting to crowdfunding to repay the medical expenses.
Everything went fine till 2019 when Due to exam pressure and peer pressure, my giving tuitions were objected to, and with no money in hand and not able to ask parents even for meager expenses, gave way to frustration in my life. But still, I managed to earn at least 10k a month. I used to be very health conscious and spent my money to eat well and for a gym membership. I never extrapolated my expenses but I couldn't save any for the future. Due to my being a defense aspirant, I had to be fit in every way. I suffered from dental fluorosis and my oral health was deteriorating. I contacted my friend, who was an intern dentist, and asked her for treatment. She was in a govt hospital and provided me help to get quicker appointments but that treatment didn't work, also the hospital didn't provide a facility for veneers which was the best possible way for my condition. The dental carries fillings they did, came out after a month. At last, I had to resort to a private dentist. The total expense was about 78k for the zirconia veneers and 20k for( including RCT, and fillings. I had to ask for money from my friends with the assurance that I shall return them soon. My treatment got over in Feb 2020. In March 2020 due to corona, the nationwide lockdown was announced and I was left with no source of earning. And this continued till August 2020. I started finding tuitions again but could get only one as due to financial crisis and corona fear, very few people were ready to pay a private tutor and let an outsider enter their house. But I went ahead with one tuition. In Dec 2020, it was openly and violently debated at my house that I won't be allowed to teach hereafter. And I was left with no choice but to agree. It was hard for me to ask for money from them even for my small expenses. I kept asking my friends to support me and I thought of clearing every debt once I get a job. But another lockdown made things even harder. In total I took 30k again to meet my expenses from Jan 2021 to June 2021. I had to leave my home bcz of violent reactions and toxicity everyday. I felt mentally depressed. I have been living at my friends place for months now, she is kind to support me while I have been trying to find a job to sustain myself. But till date I got no job. The mental pressure is mounting everyday. My friends have started to ask me for the money they had lend but I am not able to repay them. From being a govt job aspirant to flipping to a private sector job search hampers my health everyday. I don't understand what to choose.
How will I use the funds: I will repay the private loans I took for medical treatment which is around 90k. And Will use Remaining amount to sustain minimally till I find a source of income. I request you to please help me for the cause. Small help during hard times can help me conquer life peacefully. Thankyou. Attaching bills of my acne vulgaris treatment and will soon attach bills of fluorosis treatment as I don't have them right now with me.