I Israr, took the loan of 1 Lakh 63 Thousand for my kidney treatment in 2013 against my agricultural land, located in Meerut, Uttar Pradesh. I own 19 Bigha of land and my family is totally dependent on its crop. It has been 9 years but due to the failure of crops and low income, I am unable to pay off the loan due to which the amount of the loan is almost doubled. On 1 lakh 63 thousand (actual loan amount), the interest amount of 9 years which is 94,968 rupees also added. Currently, the total outstanding of loan is 257968 rupees. Now Bank is continuously pressurising me to pay off the debt but unfortunately, I can't bear such a heavy amount. If I didn't pay off the loan on time, the bank will seize my sole means of earning (19 bigha of agricultural land).