Reaction of my action! One more fight. | Milaap
Reaction of my action! One more fight.
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    Created by

    Harshit Kandpal
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    This fundraiser will benefit


    from New Delhi, Delhi


I was 24 years old when I started a startup back in 2017, which was doing pretty good. It was all over in the media and was doing good in finance. Thought of taking a leap ahead and took debt from the market on a high interest rate which I thought I will pay off soon.

I was not able to take out a loan (from banks) because of the low credit limit of my partner. I tried hard to pay the interest by taking on more debt from the market that too again at high interest. By the mid of 2019 I had to sell part of the business to pay instant debtors but it didn't pay off all of it. For the well being of my team I took around 1 lakh from my family for their salaries and made the startup financially stable before leaving it by the end of 2019.

Till now I have actually paid back money equal to all my debt, but due to the high interest rates the total amount left is still the same. Now I cannot ask for more as it has been 7 years since I started working and now I am struggling from debt.

Getting a job in other companies was very difficult as I didn't have any salary or any document to show how much I earned in the past. Now as I have finally landed a job in a startup, I am continuously getting calls from all the debtors, some even called my parents. Some individuals plan to take major steps which will lead to more problems including my parent’s finances.

My credit score is too bad to take personal loans. I have already sold from my bike to car to small stuff like furniture. I owe 300000 according to my credit report !! I can't file for bankruptcy! I'm stuck between a rock and a hard place!! All the sacrifices I made for my startup will sometimes lead it to great success though soon I will not be part of it.

HELP!!! I'm not asking you to donate in 5 zero or 4,unless you want to! But Thousand, hundred, fifty, ten it adds up. It's your hard earned cash and I am no one to ask for that but your little support can help make my life better. That small amount of money can help me get out of debt and make my life normal !!

I'm not saying that this is my last resort to sort out my life. But I am literally at that point where I want to try it all. I will definitely keep trying other things too even if this fails. Thank you everyone for reading this. And for those who donated a big hug.

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