Help Me In Repaying Education Loan

I took education loan to pay for college (B. Tech, Mechanical Engineering), but I had to drop out to take care of my family, as my father passed away. I haven't been able to get a job with enough pay to both support my family and also pay my debt.

I recently got a legal notice from the bank, asking me to pay an amount of Rs. 1,25,000 and get the loan waived, as the interest has exceeded the remaining amount I need to pay. With this, the loan will be closed and the amount won't keep raising because of interest. This will greatly help me and relieve me. I hope to also pay the remaining amount whenever I can, but with this at least the amount won't keep increasing. Thank you, all!