Well, My name is Gumat Ram Thakur R/O Seri Post office Jibhi, Tehsil Banjar.Distt. Kullu,Himachal Pradesh India I belong to a very poor farmers family. I had to work part time in others field to continue my higher education.My parents had to sell ancestral hard earned piece of land for my graduate level exams. But even then I could not get well paid job. In the mean time from childhood I suffered from ears pain & deafness. After a lot of struggle I got my medical treatment from private Hospitals Chandigarh. I had to incur sufficient financial loss Now I am unable to pay friends relatives debt at this moment. While I have two daughters to rear & provide them better education. In case, I receive Rs.5-600000/-,I would make repayment of my creditors up to Rs 400000/- & spend remaining amount on my ailment.